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KAL-TEC
Training ●
Employment ● Community
[ Business Courses ] [ Computer Courses ] [ Money Management Courses ] [ College Track ] [ Job and Workplace Skills Courses ] [ Basic Academic Courses ] [ Healthcare Courses ]
Money Management
Budgeting
How can you keep track of expenses and create a spending plan that’s
right for you? Analyze your spending patterns to help manage your income
and expenses. Participants will learn how to keep a budget and will
receive several tools to assist them in managing their finances.
Provided by:
Northwest Michigan Human Services Agency
Date/Time: Thursday, April 10; 10 A.M. – 12 P.M.
Location: Kalkaska Michigan WORKS!, South Conference Room
Instructor: Keith Greenwald
Cost: $20
Code: N002
Credit
and Credit Repair
Learn the importance of good credit and what it can do for you. We will
explain how you can obtain your personal credit report, solve problems
like credit report errors, debt and bankruptcy, and protect your own
credit. This course will also include the pros and cons of using credit
cards, how to choose a credit card, and how to manage debt and
bankruptcy.
Provided by:
Northwest Michigan Human Services Agency
Date/Time: Thursday, May 8; 10 A.M. – 12 P.M.
Location: Kalkaska Michigan WORKS!, South Conference Room
Instructor: Keith Greenwald
Cost: $20
Code: N004
Staying
Financially Fit
Learn how to say on track financially and avoid expensive mistakes. Do
you ever ask yourself, how does our economy work? How can I be a smarter
consumer? What are my rights and responsibilities as a consumer?
Participants will learn how to answer these questions and apply what
you’ve learned to your own personal lifestyle and spending habits. Above
all else, this workshop will help you survive financially and make you a
more confident consumer.
Provided by:
Northwest Michigan Human Services Agency
Date/Time: Thursday, June 12; 10 A.M. – 12 P.M.
Location: Kalkaska Michigan WORKS!, South Conference Room
Instructor: Keith Greenwald
Cost: $20
Code: N003
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